Stay insured with Onsi
Accidents
Thanks to accident and injury insurance, all freelancers using YoungOnes are covered in case of an accident during a gig or (temporary) disablement.
Insurances include:
- Coverage for disability, death, and medical expenses up to £50,000
- Coverage for time off work due to accidents or injuries
- Coverage for leave due to the birth of a child or the death of a loved one
Liability
Liability insurance provides compensation if a freelancer is involved in an accident or causes material damage or injury to a third party.
Insurances include:
- Coverage for trusted objects up to £25,000
- Coverage for legal costs up to £15,000
- Coverage for bodily injury and third-party property up to £2,500,000
Wellbeing
A freelancer gets 24/7 access to a wide range of tools and support services to help maintain and boost both physical and mental health.
Insurances include:
- Access to a digital GP
- Access to financial advisors
- Access to a digital psychologist and physiotherapist
Keeping freelancers protected
Working as a freelancer comes with lots of advantages, but also can carry a few risks. We’ve teamed up with Onsi to provide freelancers with insurance and, ultimately, some peace of mind. The cover is free, and you are covered from the first gig you do via the platform.
How does it work?
When a freelancer has a verified profile at YoungOnes, they receive an email from Onsi with instructions on how to create an account. With an account, the freelancer can view all the details about the insurances and policies, and can also submit a claim through this portal. Without an account, the freelancer is always insured, but an account is necessary if they need to submit a claim.
Submitting a claim
To submit a claim, the freelancer simply logs into the portal, selects the relevant benefit and follows the steps outlined by Onsi. Once the claim is submitted, it will be evaluated. This includes reviewing the policy terms and the evidence provided. If the claims’ handler has additional questions, they will get in touch, and in the meantime, the freelancer will receive a status update on the claim every two weeks. Once the claim is approved, the money will be transferred within five working days.
Discounts
In addition to insurance, Onsi also offers a wide range of discounts on major brands to help freelancers with the high cost of living. Freelancers enjoy unlimited discounts at brands such as Apple, Adidas, Spotify, and Shell.
During my job, I accidentally dropped a television on my foot. Fortunately, my insurance not only covered the medical expenses but also the costs for a physiotherapist and the damage claim. Additionally, I immediately took advantage of one of the discounts to buy steel toecap shoes.
Alice (24 years)
When I got injured during a job, my insurance was a lifesaver. All medical costs were covered, including treatments with a psychologist for my recovery. This helped me through a difficult time.
Chloe (20 years)
During a job in the hospitality industry, I accidentally spilled a glass of drink over the cash register. Thankfully, my insurance covered all the costs for the damages.
Omari (22 years)
FAQ
Yes, you can. Although you as a client are not insured through Onsi, you can still submit a claim if a freelancer hired through YoungOnes has caused damage. You can do so via this link.
If your claim has been denied, it means that you either submitted a claim that is not covered by the policy or does not meet the required criteria.
If you believe a mistake has been made or if you want clarification on why your claim was denied, please feel free to contact Onsi.
Once you submit your claim, you can expect to be contacted by a handler within a few working days.
Once they have verified you have provided all the correct information and documents, it takes approximately ten working days to assess a claim. In more complex cases, this may take longer. Onsi will inform you of the outcome in either case, so please keep an eye on your emails.
If your claim is approved, you will receive the payment within five working days. If you have any questions about your claim in the meantime, please feel free to contact Onsi.